Starting with a rental is the reversible decision when the country is new to you. Districts change character between seasons, and noise shows up after a few weeks. A year of renting carries a much lower price than unwinding a bad purchase.
Buying earns its place once the horizon is long enough. The costs of buying and selling can be significant, so a two-year plan almost never pays them back. A common guideline involves a horizon of several years before buying beats renting.
Borrowing locally changes the picture in both directions. Non-residents typically encounter stricter lending terms and shorter terms than local borrowers. Where local lending is unavailable, the whole plan turns into a full cash commitment, which reshapes what else that capital could do.
Leasing keeps mobility. A change of plans, a family situation or a new visa rule can be absorbed with a lease termination, obidos real estate rather than an exit that depends on finding a buyer. In markets where prices move slowly, this freedom is worth a great deal.
Buying offers what renting cannot: predictable housing costs, the freedom to renovate, and an asset that can grow in value. In several jurisdictions, holding buy property in izmit may also strengthen a visa application. The honest answer in most situations amounts to renting while you learn the market and houses for sale in turkey with mountain view buying afterwards.